bg

Banking

Get A Free Estimation
17,000+ hours
150+ reviews
award
award
award
award
award
award
award
award
team
Our team members are experts in developing high-quality software.
Read reviews
collection-bcg

Banking solutions across different-sized businesses

Banking MVP Development for Startups

We deliver fast banking software development for startups, enabling secure MVPs with digital onboarding, payments, and core account functionality.

SMB Banking Automation Systems

Custom banking solutions optimize operational costs, automate financial workflows, and improve transaction transparency for growing institutions.

Enterprise Banking Platforms

Enterprise banking systems built on AWS/Azure ensure high-load transaction processing, regulatory compliance, and scalable financial infrastructure.

AI-Driven Banking Intelligence

AI in banking enhances fraud detection, credit scoring, and transaction monitoring for real-time financial decision-making.

Digital Payments & Transfers Systems

High-performance banking applications enable fast, secure domestic and cross-border payments with multi-currency support.

Embedded Finance Solutions

API-first banking platforms integrate financial services into third-party products, enabling scalable embedded finance ecosystems.

Banking contributions across industries

At Peiko, we specialize in creating industry-specific solutions that address your unique challenges and help your business grow.
01
E-commerce
Core Banking Digital Transformation
We modernize banking systems into cloud-native platforms that improve performance, reduce operational costs, and enable real-time financial processing.
02
Blockchain
FinTech & Payment Ecosystem Integration
We build secure banking infrastructures that integrate with FinTech platforms, payment providers, and digital wallets to enable seamless financial ecosystems.
03
Fintech
AI-Driven Risk & Fraud Detection Systems
Machine learning models detect anomalies in transactions, prevent fraud, and improve credit decisioning across banking and financial operations
04
Education & E-learning
E-commerce & Retail Payment Infrastructure
We enable secure, high-volume payment processing systems for E-commerce and Retail, ensuring fast transactions, fraud prevention, and multi-channel payment support.
05
Insurance
Logistics & Supply Chain Financial Systems
We build financial transaction layers for Logistics platforms, supporting automated invoicing, cross-border payments, and cost tracking in real time.
06
Legal & Compliance
Insurance & Compliance Automation Platforms
We develop banking-grade systems for Insurance providers, enabling claims processing, risk evaluation, and compliance automation with audit-ready workflows.

Types of Banking solutions we provide

01
Mobile & Web Banking Applications

Secure, high-performance banking apps with account management, payments, and real-time notifications.

02
Core Banking System Development

Secure systems supporting multi-currency transactions, card payments, and integration with external gateways.

03
Payment Processing Platforms

Automated compliance modules for identity verification, risk scoring, and regulatory reporting.

04
Digital Wallet Solutions

Secure wallet platforms for managing fiat balances with multi-layer authentication and encryption.

05
Banking API Platforms

API ecosystems enabling integration with fintech tools, third-party apps, and financial services.

06
KYC/AML Compliance Systems

Automated compliance modules for identity verification, risk scoring, and regulatory reporting.

ai-service-bcg

The benefits of the custom Banking development services

Proven Development Expertise
17,000+ hours in FinTech software development delivering robust, scalable, and production-ready solutions.
01
Dedicated Engineering Teams
Cross-functional teams focused on secure, scalable, and high-performance financial platforms.
02
AI Integration in Banking
AI in banking improves fraud prevention, automation, and predictive financial analytics.
03
Security & Compliance First
Bank-grade encryption, audit logs, and compliance-ready architecture built for regulated environments.
04
Scalable Cloud Infrastructure
AWS/Azure-based systems ensure reliability under high transaction loads and peak usage.
05
Full-Cycle Delivery
From discovery to post-launch support, we deliver end-to-end banking app development.
06
What Our Clients Say

We don’t just build software, we build success stories

5.0

Peiko delivered a smart contract that was highly evaluated by one of the most demanding auditors on the market. They contributed strategically, offering insights that extended far beyond technical development.

Andreas Urlin
Andreas Urlin
Co-Founder & CEO at Vitaltale
5.0

Amazing agency, perfect communication and execution (agile development with very high quality of work), they think out of the box and really help you shape the product. They also have great design skills in the team and are always available- I highly recommend them and will definitely hire again for a next big project!

Lukas Peter
Lukas Peter
CEO at LocalAway
5.0

We are pleased that we selected Dima and Peiko as our software development Advisor and partner. Dima and Peiko team beyond the great technical skills, their collaborative approach and project management make them a reliable tech partner.

Carlos Robles
Carlos Robles
CEO at luma
AlphaAI review
5.0

I selected Peiko team based on their profile and the submitted quality proposal. I also met them personally, and I reached the initial concusion that I am working with a professional team. The end product was delivered with superb quality and structure. the documentaiton part was also great.

Mohammed Alshammari
Mohammed Alshammari
CEO at Eltizam
5.0

If you’re looking to partner with a team that truly understands your vision and has the technical prowess to bring it to life, Peiko is the partner you can rely on.

Bazif Khan
Bazif Khan
The Owner at Poof Technologies
5.0

I consider Peiko a qualified technical partner for many reasons, such as delivering milestones on time, providing fast software improvements, and resolving bug issues quickly. They’re very experienced in blockchain and financial services and get deeply involved in the development process.

Alexey Koloskov
Alexey Koloskov
CTO at Orion Protocol
5.0

What impresses me most about Peiko is their innovative approach! Thanks to Peiko’s efforts, the client has noticed an increase in user engagement and trading volume. The team establishes a seamless workflow by being highly responsive and dedicated to the project. Moreover, they continue to impress the internal team with their innovative solutions.

jason ford
Jason Ford
President, Scaleit USA
5.0

Their rapid response to our requests was a major factor in the project’s successful completion. Peiko’s efforts have increased user engagement and transactions, meeting expectations. Peiko’s responsive and communicative approach has resulted in a successful partnership. The team is committed to creating a secure and user-friendly platform that caters to auctioneers and buyers.

Ramy Fanous
CEO, XeoDev
5.0

Peiko has provided deliverables on time and with minimal revisions. The team is responsive to the client’s needs, addresses questions quickly, and consistently delivers items within expectations. Peiko’s communication and problem-solving skills have been remarkable throughout the engagement.

helfie
Tyrone Grupel
Tokenisation Architect at Helfie.ai
5.0

Although the platform has yet to launch, Peiko is able to execute and manage the platform successfully. A collaborative team, they have engaged with the clients to work out the stages and concept in the development of the project. They have communicated well to provide progress updates and feedback.

Oleh Romaniuk
Co-Founder, Teliqon Communications
Vladimir-Ribakov-video-review
5.0

Although the platform has yet to launch, Peiko is able to execute and manage the platform successfully. A collaborative team, they have engaged with the clients to work out the stages and concept in the development of the project. They have communicated well to provide progress updates and feedback.

orion logo
CEO
Quan2um OU
5.0

They’re an open-minded team and I’m glad to be working with them. Peiko works fast and pays great attention to detail. Regular and honest communication benefit the collaborative partnership. Customers can expect to work with a professional and open-minded team.

balneo
Maria Semenuta
Co-Creator, Balneo Travel
5.0

My initial trepidation in hiring an agency in another time zone, and a market I was not familiar with, proved unfounded. Always professional. Incredibly switched on. I get the sense they actually really understand what we are trying to achieve. I don’t have to explain everything – they intuitively seem to understand. The designs the team have come up with are fantastic.

CEO
a Laravel development company
100% Job Success

We’ve earned a 100% Job Success score on Upwork as a result of consistent delivery, long-term client satisfaction, and predictable results.

View work history
5.0

Our work is rated 5.0 on Clutch, reflecting verified client reviews, strong professionalism, and a clear focus on scalable, business-driven digital solutions.

Read reviews

frequently asked questions

MVPs take 3–5 months, while enterprise platforms require 6–12 months depending on complexity.

Costs range from $25K for MVPs to $250K+ for enterprise banking systems.

Yes, we implement AI for fraud detection, credit scoring, and transaction monitoring.

Yes, we migrate legacy systems to scalable cloud-native architectures.

We use encryption, secure APIs, and compliance-aligned architecture with audit trails.

Yes, we develop secure payment platforms with multi-currency and real-time processing.

Yes, we build API-first systems compatible with fintech and third-party services.

Node.js, React, Python (AI), PostgreSQL, AWS, Azure. Technology may very depending on individual needs.

Yes, we offer maintenance, scaling, and continuous optimization.

Yes, we transform legacy infrastructure into scalable digital banking platforms.

Let's build something great together
decor
decor
Drag & Drop Your Files or Browse
You can upload ZIP, PDF, PAGES, DOC, or DOCX up to 8 MB each.
Maksym Privalov
PRODUCT MANAGER, SENIOR BDM
manager
Share the basic information about your project — like expectations, challenges, and timeframes.
We’ll come back within 24 hours
We will sign the NDA if required, and start the project discussion
Book a Call Get in touch