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FinTech Industry

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17,000+ hours
150+ reviews
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team
Our team members are experts in developing high-quality software.
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FinTech solutions across different-sized businesses

Startup FinTech Acceleration

Rapid MVP delivery using Node.js and React. AI-driven features enable faster validation, investor readiness, and reduced time-to-market.

SMB Process Optimization

Optimize operational costs with custom ERP, CRM, and payment automation systems integrated with banking APIs and analytics dashboards.

Enterprise-Grade Financial Systems

Build high-load fintech ecosystems with microservices, AWS/Azure infrastructure, PostgreSQL optimization, and enterprise-grade security.

Digital Banking Innovators

End-to-end FinTech app development for neobanks with embedded AI for fraud detection, onboarding automation, and risk scoring.

Payment Platform Builders

Scalable payment ecosystems with real-time processing, API integrations, and compliance-ready infrastructure.

AI-Powered FinTech Disruptors

Advanced AI in FinTech using Python for predictive analytics, personalization, and intelligent automation across financial services.

FinTech contributions across industries

At Peiko, we specialize in creating industry-specific solutions that address your unique challenges and help your business grow.
01
Blockchain
Blockchain-Based Financial Infrastructure
Decentralized FinTech systems power smart contracts, digital assets, and transparent settlement layers for modern financial ecosystems.
02
E-commerce
Digital Banking & Payment Platforms
Cloud-native FinTech platforms for neobanks and PSPs enable real-time transactions, multi-currency processing, and secure financial operations at scale.
03
Fintech
AI-Driven Risk & Fraud Detection
AI-Driven Risk & Fraud Detection Machine learning models analyze transactions in real time to prevent fraud, optimize credit scoring, and ensure regulatory compliance.
04
Legal & Compliance
API-First Financial Ecosystems
Secure API infrastructures connect banks, payment providers, and third-party services, enabling embedded finance and seamless integrations.
05
Education & E-learning
Real-Time Financial Data Processing
Streaming architectures support instant transaction processing, analytics, and decision-making for high-frequency financial environments.
06
Insurance
Financial CRM & Back-Office Systems
Custom CRM and ERP solutions optimize client management, reporting, compliance, and internal financial operations.

Types of FinTech solutions we provide

01
Digital Banking Platforms

Custom banking platforms with KYC/AML modules, transaction management, multi-currency support, and mobile-first UX.

02
Payment Processing Systems

Secure payment processing systems with PSP integrations, recurring billing, fraud monitoring, and real-time transaction tracking.

03
Trading & Investment Platforms

High-load trading systems with real-time data feeds, portfolio management, and advanced analytics dashboards.

04
Lending & Credit Platforms

AI-powered lending systems with automated underwriting, credit scoring, and risk assessment modules.

05
FinTech Mobile Apps

Secure, UX-driven mobile applications built with React, supporting real-time transactions and personalized financial services.

06
Blockchain-Based Financial Solutions

Decentralized applications, smart contracts, and crypto platforms with secure and transparent transaction processing.

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The benefits of the custom FinTech development services

Proven Development Expertise
Extensive delivery experience across fintech, SaaS, blockchain, and enterprise software projects reduces execution risks.
01
Dedicated Development Teams
Cross-functional teams handle architecture, UI/UX, backend, DevOps, QA, and AI integration throughout the product lifecycle.
02
AI Integration Capabilities
Peiko integrates AI models for fraud detection, personalization, automation, forecasting, and financial data analysis.
03
Security & Compliance First
Solutions follow fintech security standards with encrypted infrastructure, secure APIs, KYC/AML workflows, and GDPR-ready architecture.
04
Scalable Architecture
Microservices-based systems built on AWS/Azure to support growth, high-load, and global expansion.
05
Full-Cycle Development
Peiko covers discovery, development, testing, deployment, optimization, and post-launch support for fintech platforms.
06
What Our Clients Say

We don’t just build software, we build success stories

5.0

Peiko delivered a smart contract that was highly evaluated by one of the most demanding auditors on the market. They contributed strategically, offering insights that extended far beyond technical development.

Andreas Urlin
Andreas Urlin
Co-Founder & CEO at Vitaltale
5.0

Amazing agency, perfect communication and execution (agile development with very high quality of work), they think out of the box and really help you shape the product. They also have great design skills in the team and are always available- I highly recommend them and will definitely hire again for a next big project!

Lukas Peter
Lukas Peter
CEO at LocalAway
5.0

We are pleased that we selected Dima and Peiko as our software development Advisor and partner. Dima and Peiko team beyond the great technical skills, their collaborative approach and project management make them a reliable tech partner.

Carlos Robles
Carlos Robles
CEO at luma
AlphaAI review
5.0

I selected Peiko team based on their profile and the submitted quality proposal. I also met them personally, and I reached the initial concusion that I am working with a professional team. The end product was delivered with superb quality and structure. the documentaiton part was also great.

Mohammed Alshammari
Mohammed Alshammari
CEO at Eltizam
5.0

If you’re looking to partner with a team that truly understands your vision and has the technical prowess to bring it to life, Peiko is the partner you can rely on.

Bazif Khan
Bazif Khan
The Owner at Poof Technologies
5.0

I consider Peiko a qualified technical partner for many reasons, such as delivering milestones on time, providing fast software improvements, and resolving bug issues quickly. They’re very experienced in blockchain and financial services and get deeply involved in the development process.

Alexey Koloskov
Alexey Koloskov
CTO at Orion Protocol
5.0

What impresses me most about Peiko is their innovative approach! Thanks to Peiko’s efforts, the client has noticed an increase in user engagement and trading volume. The team establishes a seamless workflow by being highly responsive and dedicated to the project. Moreover, they continue to impress the internal team with their innovative solutions.

jason ford
Jason Ford
President, Scaleit USA
5.0

Their rapid response to our requests was a major factor in the project’s successful completion. Peiko’s efforts have increased user engagement and transactions, meeting expectations. Peiko’s responsive and communicative approach has resulted in a successful partnership. The team is committed to creating a secure and user-friendly platform that caters to auctioneers and buyers.

Ramy Fanous
CEO, XeoDev
5.0

Peiko has provided deliverables on time and with minimal revisions. The team is responsive to the client’s needs, addresses questions quickly, and consistently delivers items within expectations. Peiko’s communication and problem-solving skills have been remarkable throughout the engagement.

helfie
Tyrone Grupel
Tokenisation Architect at Helfie.ai
5.0

Although the platform has yet to launch, Peiko is able to execute and manage the platform successfully. A collaborative team, they have engaged with the clients to work out the stages and concept in the development of the project. They have communicated well to provide progress updates and feedback.

Oleh Romaniuk
Co-Founder, Teliqon Communications
Vladimir-Ribakov-video-review
5.0

Although the platform has yet to launch, Peiko is able to execute and manage the platform successfully. A collaborative team, they have engaged with the clients to work out the stages and concept in the development of the project. They have communicated well to provide progress updates and feedback.

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CEO
Quan2um OU
5.0

They’re an open-minded team and I’m glad to be working with them. Peiko works fast and pays great attention to detail. Regular and honest communication benefit the collaborative partnership. Customers can expect to work with a professional and open-minded team.

balneo
Maria Semenuta
Co-Creator, Balneo Travel
5.0

My initial trepidation in hiring an agency in another time zone, and a market I was not familiar with, proved unfounded. Always professional. Incredibly switched on. I get the sense they actually really understand what we are trying to achieve. I don’t have to explain everything – they intuitively seem to understand. The designs the team have come up with are fantastic.

CEO
a Laravel development company
100% Job Success

We’ve earned a 100% Job Success score on Upwork as a result of consistent delivery, long-term client satisfaction, and predictable results.

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5.0

Our work is rated 5.0 on Clutch, reflecting verified client reviews, strong professionalism, and a clear focus on scalable, business-driven digital solutions.

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frequently asked questions

Typical timelines range from 3–9 months depending on complexity, integrations, and compliance requirements.

Costs vary by scope and features, starting from $20K for MVPs to $100K+ for enterprise platforms.

Yes, we use Python-based AI models for fraud detection, risk analysis, and automation..

We implement encryption, secure APIs, compliance standards, and regular security audits.

Yes, we deploy on AWS and Azure with scalable, fault-tolerant architectures.

We build API-first systems compatible with banks, payment gateways, and fintech ecosystems.

Yes, we create secure, high-performance apps using React for seamless user experience.

Node.js, React, Python (AI), PostgreSQL, AWS, and Azure for scalable FinTech platforms.

Yes, we offer maintenance, updates, and performance optimization after deployment.

Yes, we migrate legacy systems to cloud-native architectures with improved performance and security.

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Maksym Privalov
PRODUCT MANAGER, SENIOR BDM
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